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§7.08 Debt Collection—Debtor’s Responsibilities

 
Lesson 7:
Consumer
Protection
& Warranties

The consumer may not:

  • Apply for credit without having the ability or intention to pay the obligation, or knowingly submit false or inaccurate credit information. [CC §1788.20.]

  • Fail to notify a creditor of a change in name, address, or employment, if the creditor has disclosed this responsibility in writing. [CC §1788.21.]

  • Use an account that has been terminated or suspended, or fail to notify a creditor of the loss or theft of a credit card, if the creditor has disclosed these responsibilities in writing. [CC §1788.22.]
 
 
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